Universal Sigorta

"We are here to work rationally to defend what we believe in to provide best service possible from the first step to the last."

Compulsory Traffic Insurance

Third party liability cover is compulsory by law for every driver. This insurance protects opposition side's damages. Vehicles that do not have this insurance cannot be used. This insurance is only applicable within the Turkish Republic of North Cyprus. This insurance do not cover damages of the insured vehicle, it only covers damages for the opposite party. The limits for payments are 150.000,000 TL for auto property damage and 8.000,000 TL for physical damage.

Comprehensive Insurance

Comprehensive insurance is a coverage that helps to pay in order to replace or repair your vehicle if it's damaged in an incident. It only covers the damages of the insured vehicle not the oposition or third party. This insurance protects yourself while compulsory traffic insurance protects the oposite and third party. Customers can benefit from rent a car services two times in a situation where damage occurs if insurance company have received rent a car assurance ( with extra payment of 150,00 TL per year)

Homeowners Insurance

Homeowners insurance is a form of property insurance that covers losses and damages to an individual's house and to assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. You do not neccessarily have to own a house to get this insurance, you can also get homeowners insurance even you are paying rent.

Fire Insurance

Fire insurance is property insurance covering damage and losses caused by fire. The purchase of fire insurance in addition to homeowner's or property insurance helps to cover the cost of replacement, repair, or reconstruction of property, above the limit set by the property insurance policy.

Personal Accident Insurance

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance. Anybody who is between 18-65 of age can benefit from the insurance. For safer future, we strongly advise you to count in all the possibilities while making choices.

Third Party Liability Insurance

Personal liability insurance protects you and your family in the event that you are held responsible for bodily injury or property damage to a third party. Personal liability covers the legal costs or damages that you are required to pay in compensation as a result.

Theft Insurance

Theft-insurance contracts cover losses from burglary, robbery, and other theft.

Life Insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person. Personal needs, mortgages and other credits can be insured. Anybody who is between the ages of 18-70 can apply for this insurance.

Workplace Insurance

Workplace Insurance protects the building, fixed assets, machinery etc. from possible risks that may occur. Workplace insurance can have bigger warrant based on wider needs.

Glass Insurance

Plate glass insurance covers loss of or damage to fixed plate glass by accidental means. Plate glass insurance is insurance coverage against damage to or breakage of large panes of glass such as shop windows.

Cargo Insurance

Cargo insurance provides protection against all risks of physical loss or damage to freight from any external cause during shipping, whether by land, sea or air.

Elevator Liability Insurance

Insurance against loss due to legal liability for bodily injury or property damage resulting from ownership, maintenance, or use of elevators, escalators, lifts, or hoists

Professional Liability Insurance

Professional Liability Insurance is a special type of coverage that protects your company against claims that a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).